Medicare Options
The Parts of Medicare
There are four common Medicare parts: Part A, Part B, Part C and Part D. Part A and Part B make up what is called Original Medicare.
- Part A: Hospital Insurance
Covers inpatient care at a hospital, skilled nursing facility care, hospice care and limited home health care services. - Part B: Medical Insurance
Covers doctor visits, outpatient hospital services, preventive care, lab tests and certain prescription drugs that are medically necessary.
Original Medicare doesn't cover everything. That's why there are other Medicare parts and plan options that provide additional coverage:
- Part C: Medicare Advantage Plans
Combines Original Medicare with additional benefits like vision, dental and hearing. - Part D: Prescription Drug Plans
These are standalone prescription drug coverage plans that can be added to Original Medicare or may be included in a Medicare Advantage Plan. - Medicare Supplement Insurance Plans
These plans help pay deductibles, copays and more that Original Medicare doesn't cover.
These plans help pay costs not covered by Parts A and B, such as your copays, deductible and coinsurance. These sometimes are called Medigap plans.
See Our PlansMA plans offer a more comprehensive alternative to Original Medicare. They include the same benefits, plus additional benefits Original Medicare doesn't cover and prescription drug coverage.
Learn About MAThese plans help you save money on prescriptions. You can purchase a PDP when you have a Medicare Supplement, but you don't need it when you have an MA plan.
More About PDPWhy buy a Medicare plan from BlueCross BlueShield of South Carolina?
Not all health plans are alike. There’s value in BlueCross Medicare Solutions plans. Our plans come with a variety of benefits, programs and extras — all from a name that’s earned the trust of South Carolinians for generations. We offer:
- Options for $0-dollar and low-cost premium plans.
- Easy access to provider network.
- Award-winning customer service based right here in South Carolina.*
- Dental coverage.
- Vision and hearing services, and other discounts included with some plans.
- Fitness membership program.
- Coverage when traveling out of state and out of the country.
- 36 month plan review.
- And more!
We’re here to help
Reach out to us any time you have questions about your Medicare coverage options. The best time is before your initial enrollment period, so you can be informed when you first sign up for Medicare.
Call us at
Search for an agent in your area who can assist you.
Search NowGet help in person at a South Carolina BLUESM retail center.
Go Now*Source: Centers for Medicare & Medicaid Services monthly SLA call reporting for January–June 2025.
Calling this number will direct you to a licensed sales agent. BlueCross BlueShield of South Carolina is a Medicare Advantage PPO plan with a Medicare contract. Enrollment depends on contract renewal. BlueCross Rx Value is a stand-alone prescription drug plan with a Medicare contract. Enrollment in BlueCross Total, BlueCross Total Value, BlueCross Blue Basic, or BlueCross Rx Value depends on contract renewal.
Your health plan complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability or sex.
BlueCross BlueShield of South Carolina is an independent licensee of the Blue Cross Blue Shield Association.
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Want more from your Medicare coverage? You’re not alone. Many people find that the basic coverage isn’t enough. We offer solutions that can help.
